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(239) 208-0070

Wind Mitigation

A wind mitigation inspection can provide valuable information about a property's ability to withstand wind damage from a hurricane, which can help homeowners make informed decisions about their insurance coverage and protect their investment in their property.

Wind Mitigation

A wind mitigation inspection can provide valuable information about a property's ability to withstand wind damage from a hurricane, which can help homeowners make informed decisions about their insurance coverage and protect their investment in their property.

What is a Wind Mitigation Inspection?

A wind mitigation inspection is a type of inspection that is conducted on a property to assess its resistance to wind damage & hurricanes. This type of inspection is typically required by insurance companies in order to provide coverage for a property located in an area that is prone to high winds, such as near the coast or in a hurricane-prone region. The inspector will look for features of the property that can help to reduce wind damage, and provide a report for your insurance carrier to use in determining the discounts you may be entitled to on your hurricane insurance premium.

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Save Money on Home Owners Insurance

As a homeowner with hurricane insurance, Florida law entitles you to premium reductions for certain building features that reduce damage during high wind events.

These discounts are justified because:

Stronger more wind-resistive structures have fewer
windstorm-related losses (reduced costs to insurance companies)
Most existing homes have one or more construction features that will qualify for hurricane insurance premium discounts.

According to the Florida Department of Financial Services,
the average homeowner will save 22-45% with a properly completed Wind Mitigation inspection.

How Long Does

It Take & How

To Qualify

With storm risk being so much of a part of the Florida lifestyle, it is easy to see why the government would require insurance companies to give you a break if your house can withstand the hurricanes better then, let’s say your neighbors. To that end, the State of Florida mandates discounts for certain building practices. The wind mitigation inspection is your opportunity to take advantage of these potential discounts.

The typical wind mitigation inspection only takes 45 minutes to an hour and includes looking at inside structure elements and attachments as well as outside parts of your building systems. We would really like to get these discounts for you!

The following features qualify for a Windstorm Mitigation insurance:

Roof coverings that meet the 2001 Florida Building Code requirements
Roof sheathing (plywood) that have been installed with large, closely spaced nails
Newly constructed homes that meet the 2001 Florida Building Code
Hurricane clips/straps that hold the roof structure to the walls

Licensing & What We Look For

Licensed by the State of Florida to perform these inspections and certify a report which documents the mitigations features present in your home. Your insurance carrier will then discount your windstorm policy, as required by Florida law.

Windstorm inspections look for construction features that have been shown to reduce losses in hurricanes.

A hip roof
Shutters and opening protection
The presence of roof to wall attachments (toe nails, clips or hurricane straps, and the presence of a secondary water resistance barrier)